Cash Out Refinancing

Turn Equity Into Opportunity! Cash-out refinancing lets you tap into the equity you’ve built in your home and turn it into usable cash — whether you're looking to consolidate debt, fund a major expense, or simply create some financial breathing room. It’s a powerful way to leverage what you already own to help reach your goals.Cash-out refinancing lets you tap into the equity you’ve built in your home and turn it into usable cash — whether you're looking to consolidate debt, fund a major expense, or simply create some financial breathing room. It’s a powerful way to leverage what you already own to help reach your goals.

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Popular Uses for a Cash-Out Refinance

Debt Consolidation

Roll high-interest credit card or personal loan debt into your mortgage at a lower rate — potentially saving you money and simplifying your finances with one monthly payment.

Home Improvements

Whether it’s a kitchen remodel or much-needed repairs, using your equity for renovations can increase your home's value while making it more enjoyable to live in.

Major Life Expenses

Use your equity to fund things like college tuition, medical bills, or a big life event. A cash-out refi can offer more favorable terms than other financing options.

Investment Opportunities

Put your home equity to work by reinvesting in a second property, business venture, or other long-term opportunity — just be sure it aligns with your financial goals.

Curious how cash out refinancing works?

You probably have a few questions — and that’s normal. This section helps break down some of the common “what ifs” and how a cash-out refinance actually works.

Do I need to use all of my equity?

Nope. You can take out just what you need, as long as you meet your lender’s loan-to-value (LTV) requirements. It’s flexible.